Federal Loan Disbursement Information
联邦直接贷款(补贴 & Unsubsidized) and Federal Parent Loan for Undergraduate Students (PLUS)
如果你获得了贷款, your loan amount is indicated in 的地方 under “金融援助” and then “Review and accept your 金融援助 Award Package”. 美国.S. Department of Education will deduct a 1.057 percent (%) origination fee from your approved loan amount. PLUS贷款总共有4个.228%(%)扣除. 美国.S. Department of Education will send you additional information.
The dates listed below are estimated disbursement dates for the standard 15 week courses. These are the dates your loan funds will be applied to your JC student account. 它们不是退款日期. The actual date of your loan funds will vary depending upon your registration in late start classes. If you accept your loan after the semester began, you will have a later disbursement date. 如下所示, loans that are for fall semester only, spring semester only or summer semester only will have two disbursement dates.
| 学期 | 最早的 日期贷款资金 申请到您的JC帐户 |
二次贷款资金 申请到您的JC帐户 (一学期贷款) |
|---|---|---|
| 2023年秋季 | 10/02/23 | 10/23/23 |
| 2024年春季 | 02/19/24 | 03/11/24 |
| 2024年夏天 | 06/24/24 | 07/01/24 |
You will be notified by the JC 金融援助 Office when your loan funds have been applied to your JC account. 如果你需要退款, the JC Business Office will mail a check to your address on file, 或校内邮箱. 另外, you may sign up for direct deposit though your 的地方 account under “Banking Information.” The JC Business Office generally processes refunds 一周内 the date your loan funds are applied to your student account. Please contact the cashier’s office at 517.796.8420, option 1, for further information regarding 退款时间表 and direct deposits. After the semester begins, you can find further information regarding 退款时间表 就本学期而言.
You must be enrolled in a minimum of six (6) Title IV credit hours to receive any loan funds. 如果你的学分低于6个小时, are suspended from financial aid or reach your credit limit, your future loan disbursements will be cancelled. Your loan eligibility may also be reduced if you receive any additional financial aid and/or other educational resources.
Arrangements will be made to allow you to register for classes pending disbursement of your loan funds. If funds will be remaining after your tuition and fee charges, you will be given credit to purchase your books at the JC Bookstore approximately one month before the start of classes.
* YOU HAVE THE RIGHT TO CANCEL ALL OR A PORTION OF YOUR LOAN. *
You may cancel or reduce your loan by sending the 金融援助 Office an email from your JC student email. Specify the academic year/term, loan type, and your JC ID number.